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Dear Insured,

Wheat Production:

You never know where the crop problem will come from. We seem to have changed from extended droughts to repeated floods. Hopefully crop insurance will help you weather the storm.

The attached form is to turn in your wheat yields. This shows your insured crops and each farm identification. Write in your total bushels per farm in the red marked column of each farm unit and sign the page. (Note: some of you that have the SCO add-on will have a n extra duplicate line for the SCO. You do NOT need to enter the production twice. You can just skip that SCO line). I will check to see if a loss might be payable and start the paperwork. I have tried to mark off the farms that were short-rated, but any prior loss fields will still be blank. You can just ignore those or mark them "appraised". If you have a Revenue Policy, your final guarantee is figured from the July futures price during June. So any final settlement on losses won=t be calculated until early July.

If you think that you may have a loss that hasn=t been opened yet, then go ahead and call me and also send me your wheat yields so I can get the loss started. The adjuster will need copies of your elevator settlement sheet, FSA form 578, and FSA maps.

If you ended up destroying some wheat by grazing or baling and forgot to report it, please notify me immediately and send me an FSA form 578 to show that you certified what you actually did with the crop.

The included form is for you to complete and return to me for your wheat production this year. It is very important that you do this to maintain a continuous yield history that will qualify for optional units on all multi-peril policies. With this harvest=s records fresh in your mind and close at hand, now is the best time to go ahead and take care of this essential chore. This will assure that you get paid for your losses and will greatly simplify making crop insurance decisions this fall.

Farm Changes:

If you know of any land changes that you will make, such as new land or lost leases, you can go ahead and send a signed note or write it on the production form when you send it back to me.

Crop insurance bills will be issued from the home company by early June, and will be due in July. Hopefully, wheat losses will be paid and the premiums deducted before they start charging interest on

the August billing.

Spring Crops:

If you will have spring crops to insure, those acres and planting dates must be turned in to me by July 15. If you had a spring crop last year or recently added them to your policy, I will be sending you the blank forms soon to fill in the acres. If you haven't had spring crops recently, you can call or write me to send you the blank forms.

Last planting dates for spring crops are listed below:

Dryland Cotton----June 20,

Irrigated CottonCJune 10;

cotton can be Alate planted@ for 7 days after that, with a 1% /day drop in coverage

CornCApril 15; Grain SorghumCJune 30; SoybeansCJune 30

sorghum and soybeans can be late planted for 25 days with 1%/day drop

REPLANT: any crop that you did get planted is covered. However, if the stand is not what you want, you do need to turn it in for appraisal before replanting.

I have new caps available at the office. Stop by anytime for a free cap or koozy.

Thank you for your crop insurance business this year

We have been enduring some terrific changes in farming the last several years; good and bad crops, good and bad crop prices, high inputs, uncertain financing. It is a relief to know that crop insurance is there to support your operation. If you have concerns with justifying your insurance, please come by and let me show you all the options for tailoring your policy to fit your farm. As much as you will have in the next crop, the guarantees of crop insurance will be even more important.

I hope I have provided your service in the most useful and professional way possible. I would appreciate your recommending me to your neighbors.

If you have suggestions on ways to improve your crop insurance or my service, I would love to hear them.

I hope you have a safe and productive harvest and summer.


David Gammill